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Pay with a gesture, not with your wallet.
The PAGO is a payment ring with an NFC chip: hold your hand to the terminal, done. No battery, no smartphone, no digging through your wallet.
Your card, now on your finger.
A payment ring is a ring with a built-in NFC chip that lets you pay contactlessly at any card terminal, exactly like a contactless card. The PAGO by PAGOPACE needs no battery, no smartphone and no internet connection.
You link it once to your Visa or Mastercard. From then on, you simply hold your hand to the terminal and the amount is charged.
- No battery, no charging. The NFC chip works passively and is ready for years.
- Waterproof and robust. Made of scratch-resistant ceramic or robust metal, it stays on your finger for sport and swimming.
- Secure by token. Your real card details are never transmitted, only an encrypted token. Payments only happen deliberately: in the right hand position and just a few centimetres from the terminal.
Put it on once, always with you.
Four reasons why thousands of people leave their wallet at home.
The fastest way to pay
Hand to the terminal, done. No unlocking, no typing, no digging for your card or phone.
Never charge again
The NFC chip works entirely without a battery. Put it on once and use it for years.
Waterproof & robust
Made of scratch-resistant ceramic or robust metal. On your finger for sport, swimming and everyday life.
Secure payments
Your card details are replaced by a token, and the ring only triggers in the right hand position, a few centimetres from the terminal. If you lose it, you block it with one tap in the PAGO app.
Why the PAGO beats what you use today.
PAGO, card, smartphone, smartwatch or cash: this is how fast and easy paying really is.
| PAGOby PAGOPACE | Card | Smartphone | Smartwatch | Cash | |
|---|---|---|---|---|---|
| Always on your hand | ✓ | ✗ | ✗ | ✓ | ✗ |
| No charging | ✓ | ✓ | ✗ | ✗ | ✓ |
| No unlocking | ✓ | ✓ | ✗ | (✓) | ✓ |
| Waterproof for swimming | ✓ | ✗ | ✗ | (✓) | ✗ |
| Works at every card terminal | ✓ | ✓ | ✓ | ✓ | ✗ |
| Wow effect at checkout | ✓ | ✗ | ✗ | ✗ | ✗ |
Typical everyday values including taking it out and handling. The PAGO is already on your hand, so search time is zero.
Works with every Visa and Mastercard.
Every Visa and Mastercard is compatible with the PAGO, no matter which bank it comes from. And if you don't have one, that's no problem either: with the free Revolut Visa you'll have a card that works with the PAGO within minutes.
Discover rings → Learn more →
The best-selling models.
Ceramic or metal, black, silver or gold. Find your favourite PAGO.
Millions of times. Every day.
Estimated projection based on our average figures to date, not a real-time measurement.
What customers say.
„Super practical ring. Payment works flawlessly.“
„Very beautiful ring, good quality and fast delivery. I'm happy and recommend buying it.“
„The ring was for my wife. She is absolutely thrilled by how easy paying is with it.“
Frequently asked questions about the payment ring.
How does a payment ring work?
The ring contains an NFC chip linked to your Visa or Mastercard. You hold your hand to the card terminal and the chip transmits an encrypted payment token. The process is identical to contactless card payment, except you don't have to take anything out of your pocket.
Is a payment ring secure?
Yes. Your real card details never leave the ring. Only an encrypted token is transmitted, issued individually for each ring. If the ring is lost, it can be deactivated without replacing your card. The range is only a few centimetres.
Which banks work with the PAGO?
Every Visa and Mastercard is compatible with the PAGO. Many cards work directly, including Revolut and Klarna. If your card is not directly supported, you connect the PAGO to almost any Visa or Mastercard via the free Curve app.
Up to what amount can I pay without a PIN?
As with any contactless payment, you pay smaller amounts without a PIN. Above a country-specific limit (around €50 in many countries), the terminal asks for the PIN of your linked card for security.
Do I need to charge the ring?
No. The NFC chip works passively and draws its energy from the terminal at the moment of payment. There is no battery and nothing to charge.
Is the ring waterproof?
Yes. PAGO rings are made of scratch-resistant ceramic or robust metal and are water- and dust-resistant. You can wear them for sport, swimming and everyday life.
How do I find my ring size?
The safest way is our sizing template: order the PAGO including the template, measure your size at home and then order your ring free of charge in the right size. All details on the ring size page.
Do I need my smartphone to pay?
No. You only need the smartphone once for setup. After that you pay entirely without your phone, the ring works on its own at every card terminal.
Pay with a wow effect.
Join thousands of people who leave their wallet at home.
Discover rings →All payment rings at a glance
Choose your colour, material and size.
Not sure which width? See the width guide with all models
